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Can I Get Government Assistance to Replace My Roof?

Can I Get Government Assistance to Replace My Roof?

To ensure your roof gets a full inspection and isn’t harboring any problems that could be costly, contact We Do Roofing SLC, and allow us to perform professional maintenance on your roof. We serve Salt Lake and surrounding areas and can schedule you an appointment, so call us today.

If you have a damaged roof that would cost more than you can afford, you may be eligible for a government grant to replace your roof. There are several ways to get financial assistance, so keep reading to learn if you’re eligible to get government help.

What is Government Assistance?

Government assistance is when the federal government steps in and helps someone finance something with which they can’t afford. A home improvement loan program is one such financial program that allows you to make home repairs and modifications. Some programs are done on a local level while others are done nationwide. Also, you can qualify for a grant, meaning you won’t be required to pay back the money.

Types of Government Assistance

According to usa.gov, there are several types of government loans and other incentives in repairing your home. These programs include:

HUD Title 1 Property Improvement Loan program insures private lenders for a home that’s been occupied at least ninety days, a non-residential structure that’s functional and was completed before loan application, and to finance the construction of a new exclusively non-residential, and structure.

203 (k) Rehabilitation Mortgage Insurance Program that allows homebuyers and owners to borrow an extra $35,000 though their mortgage for home repairs and improvements.

For programs in your community, contact:

Your state Department of Housing and Urban Development (HUD) office, or

Your local or county government housing department

For more information about incentives that include energy efficiency modification loans, and review the list of FAQs concerning tax credits and rebates for Energy Star products and energy efficiency home improvements.

Help for Specific Demographic Groups

You can get government assistance for roof replacement if you’re a veteran. You contact the Department of Veterans Affairs Home Loan Services. These programs include Cash-out Refinance Loans, which can be used to finance home repairs and improvements and the Disabled Veterans Housing Assistance.

Seniors can get home safety modification assistance in the Home Repair and Modification section of the Eldercare Locator website. You can also go to the homemods.org national directory, where you can search by state for funding, service providers, and other resources.

Native Americans can get assistance for home improvement and repairs by reviewing the housing improvement grant program or calling the Public and Indian Housing (PIH) Customer Service Center.

If you live in a rural area, you can contact a local Rural Development office for information about repair grants and loans.

Eligibility for Government Assistance

Note that eligibility requirements vary from program to program and from state-to-state. To qualify for government assistance, it will depend on your income level, homeowner’s age, type of property, and where the property is located.

You can reach out to the federal, state, or county government agency that administers the program, but keep in mind that traditional lenders make loans. However, the government programs assist those lenders in making loans they might not usually be able to fulfill. Grants are available, again depending on your income level and repairs needed.

Contact your local or county government housing office or your state Department of Housing and Urban Development (HUD)

Need Repairs? Contact We Do Roofing Salt Lake City

To ensure you get the proper repairs done right the first time, you need a professional roof contractor that has the training and experience. We invite you to contact us for your roof repairs or replacement. We can schedule a consultation at your convenience, and ensure we take extra safety precautions at this time.